๐Ÿ‡ฆ๐Ÿ‡ช Now live in UAE ยท Students & Young Professionals

Save while
you spend.

PiggyFils automatically rounds up every payment into smart savings and future investments โ€” one fils at a time, every single day.

Join the Waitlist โ†’ See How It Works
๐Ÿ›ก๏ธ UAE Central Bank Compliant
๐Ÿ”’ Bank-grade Security
โšก Zero hidden fees
๐ŸŽ“ Built for students
Saved today
+AED 12.50
3 transactions
Streak ๐Ÿ”ฅ
18 days
Keep it up!
Round-up
AED 2.70
Pizza Express ยท AED 27.30
Graduation Fund
AED 2,847.50
+AED 12.50 today ยท 214 round-ups
MDX Graduation Goal68% of AED 4,200
AED 12
Today
AED 284
Month
6.0%
Return
๐Ÿ•
Pizza Express
Today ยท 1:22 PM
โˆ’AED 35
+AED 5 saved
โ˜•
Costa Coffee
Today ยท 9:10 AM
โˆ’AED 18
+AED 2 saved
๐Ÿ›’
Carrefour
Yesterday
โˆ’AED 147
+AED 13 saved
30K+
UAE students addressable
AED 0
Hidden fees, forever
8
Smart round-up tiers
AED 3K+
Avg graduation payout

Three steps to a richer graduation

No discipline needed. No budgets to track. PiggyFils works silently in the background every single day.

1
๐Ÿฆ
Connect your bank
Link any UAE bank account in under 2 minutes. Emirates NBD, ADCB, FAB, Mashreq and more. Secure, consented, and read-monitored only.
2
โšก
Every payment rounds up
AED 27.30 at Pizza Express? Rounds to AED 30. AED 2.70 goes to your piggy bank automatically. 8 intelligent tiers scale with your spending.
3
๐Ÿ“ˆ
Savings grow into your future
Your fund is invested, earning returns while you study. Collect the full balance plus gains on graduation day โ€” a payout you'll actually feel.

Smart savings that scale with you

From a quick karak to a semester flight โ€” every transaction tier is precisely calibrated. Try the live simulator below.

Below AED 15
Passes through untouched. Your morning karak stays yours.
โ›” No deposit
AED 15โ€“25
Auto-rounds to next AED ending in 0 or 5. Saves AED 1โ€“4. E.g. AED 18 โ†’ AED 20 (saves AED 2).
โšก Auto
AED 25โ€“99
Pick round to next 0 or next 5. Saves AED 1โ€“14. E.g. AED 27.30 โ†’ AED 30 (save 2.70) or AED 35 (save 7.70).
โœ‹ You choose
AED 100โ€“199
Round to next +10, +20, or +30 (all end in 0). E.g. AED 117 โ†’ AED 120, 130, or 150.
โœ‹ You choose
AED 200โ€“500
Round to next +20, +30, or +50 (all end in 0). E.g. AED 217 โ†’ AED 220, 230, or 250.
โœ‹ You choose
AED 501โ€“1,000
Round to next +50, +60, or +70 (all end in 0). For bigger nights out or weekend trips.
โœ‹ You choose
AED 1,001โ€“1,500
Round to next +60, +70, or +80 (all end in 0). Semester books, electronics, travel.
โœ‹ You choose
AED 1,501โ€“2,000
Round to next +70, +80, or +100 (all end in 0). Flights, rent, big purchases.
โœ‹ You choose

Try it with your exact bill

Type any amount โ€” including fils. See exactly what rounds up and what your graduation fund gets.

Transaction amount โ€” type any amount including fils
AED
๐Ÿ’ก Try: 27.30 ยท 18.75 ยท 117 ยท 520 ยท 1,250
Graduation savings projection
5
40
2 yrs
6%

Save for what actually matters

Set goals that mean something. Watch them fill up automatically with every tap of your card.

๐ŸŽ“
Graduation Fund
The big one. Build a meaningful lump sum across your entire degree โ€” collected in full on graduation day.
AED 2,847 of AED 4,20068%
๐Ÿšจ
Emergency Savings
3 months of expenses, quietly built. So when life surprises you, you're already ready.
AED 1,260 of AED 3,00042%
โœˆ๏ธ
Dubai Travel Fund
Desert safari. Burj Khalifa. A weekend in Oman. Small round-ups, big experiences.
AED 375 of AED 1,50025%
๐Ÿ“š
MBA Savings
Start building your next degree fund today. Your future MBA self will thank your current spending self.
AED 2,750 of AED 5,00055%
๐Ÿ“ฑ
New iPhone Fund
The next iPhone will launch. Your piggy bank will be waiting. No credit card needed.
AED 195 of AED 1,29915%

A fintech app that feels premium

Dashboard, analytics, goals, notifications โ€” built with the same quality as the apps you already love.

๐Ÿ  Dashboard
Total saved
AED 2,847
๐Ÿ•
Pizza Express
+5.00
โ˜•
Costa Coffee
+2.00
๐Ÿ›’
Carrefour
+13.00
Dashboard
๐Ÿ“Š Analytics
This month
AED 284
Avg per txnAED 5.40
Transactions214
Analytics
๐ŸŽฏ Goals
๐Ÿ”ฅ 18-day streak!
You saved every day this month
๐ŸŽ“
Graduation Fund
68%
๐Ÿšจ
Emergency Fund
42%
โœˆ๏ธ
Dubai Travel
25%
Goal Tracking

The psychology of effortless saving

Backed by behavioural economics research โ€” PiggyFils works because it removes the hardest part of saving: deciding to do it.

๐Ÿง 
Behavioural nudge
Round-ups operate below your conscious awareness. You never feel the deduction โ€” but the savings compound into something real over 2โ€“4 years of studying.
๐ŸŽฏ
Commitment device
Graduation is your anchor. Research shows that savings products tied to a specific, meaningful future event produce 3x higher participation and retention rates.
โšก
Automated discipline
You don't need willpower. PiggyFils works the moment you opt in and never asks you to act again. Every swipe does the work for you, automatically.
๐Ÿ“ˆ
Invested, not idle
Your savings aren't sitting in a jar. They're invested in FSRA-regulated instruments earning returns while you study, grow, and live your life.
๐Ÿ›ก๏ธ
UAE regulated
Operating under UAE Central Bank stored value facility regulations. Your money is safe, regulated, and always fully accessible at any time.
๐ŸŽฎ
Gamified milestones
Streaks, badges, and milestone animations make saving genuinely satisfying. Hit AED 500, AED 1K, AED 2K โ€” and feel it every step of the way.

Students already love it

โ˜…โ˜…โ˜…โ˜…โ˜…

"I didn't even notice the round-ups happening โ€” and then I checked my balance three months later. AED 800 just sitting there. That would never have happened otherwise."

P
Priya M.
MDX Dubai ยท Business
โ˜…โ˜…โ˜…โ˜…โ˜…

"The graduation fund idea is genius. I have a deadline, I have a goal, and the app just does everything. It's the first savings product that actually made sense to me."

A
Ahmed K.
HWU Dubai ยท Engineering
โ˜…โ˜…โ˜…โ˜…โ˜…

"Finally a finance app that doesn't make me feel bad about spending. It just quietly saves while I live my life. I've recommended it to everyone in my batch."

S
Sara J.
UoB Dubai ยท Law
๐Ÿฆ
Bank-linked
Connects to 10+ UAE banks via Lean Technologies
๐Ÿ”’
ISO 27001
Bank-grade data security and encryption
๐Ÿ‡ฆ๐Ÿ‡ช
UAE regulated
Central Bank SVF licence pathway in progress
๐ŸŽ“
3 universities
MDX ยท Heriot-Watt ยท UoB Dubai beta partners
๐Ÿท

Be first.
Save from day one.

PiggyFils launches soon. Join the waitlist and get early access, founding member status, and zero fees for life.

๐Ÿท 847 students already on the list

No spam, ever. We'll only contact you about your PiggyFils access and launch updates. Privacy Policy

๐ŸŽ‰
You're on the list!

Welcome to PiggyFils. You're #848 on the waitlist.

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๐Ÿ“ธ Follow @piggyfils๐Ÿ’ผ LinkedIn

Follow the journey

We're building in public. Follow for product updates, fintech tips, and launch news.

Your future starts
with every swipe.

Join 847 students already building their graduation fund with PiggyFils. It takes 2 minutes to sign up.